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Insurance News

Essential Insurance Coverages for Home-Based Businesses in Australia Essential Insurance Coverages for Home-Based Businesses in Australia
21 Dec 2025: Paige Estritori

Operating a business from home offers flexibility and cost savings, but it also introduces specific risks that standard home and contents insurance policies may not cover. Understanding the necessary insurance coverages is crucial for protecting your home-based business in Australia. - read more
The Limitations of Home Insurance for Home-Based Businesses The Limitations of Home Insurance for Home-Based Businesses
21 Dec 2025: Paige Estritori

Many entrepreneurs assume that their standard home and contents insurance policy will cover their home-based business activities. However, this is often not the case, and relying solely on home insurance can leave significant gaps in coverage. - read more
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Business Insurance Articles

Public Liability Insurance for Home and Domestic Services: What You Should Know
Public Liability Insurance for Home and Domestic Services: What You Should Know
Public liability insurance plays a crucial role for any business operating within the home and domestic services sector in Australia. This type of insurance is designed to cover you in instances where your business activities have caused property damage or personal injury to a third party. Given the nature of home services, where professionals enter clients' homes and interact directly with them and their property, it becomes even more critical. - read more
The Importance of Regular Insurance Policy Reviews for Home Services Business Operators
The Importance of Regular Insurance Policy Reviews for Home Services Business Operators
The home services industry in Australia is vast and encompasses a wide range of services, from plumbing and electrical work to cleaning and landscaping. As this sector continues to grow, it presents unique challenges and risks for those running home service businesses. - read more
The Role of Professional Indemnity Insurance in a Home Services Business
The Role of Professional Indemnity Insurance in a Home Services Business
Professional indemnity insurance is a key consideration for anyone involved in providing services or advice. This type of insurance is designed to protect professionals from claims made against them for negligence, errors, or omissions in the course of their work. - read more
Identifying Common Risks in the Home Service Industry and How to Mitigate Them
Identifying Common Risks in the Home Service Industry and How to Mitigate Them
The domestic service industry in Australia has been growing steadily, with an increasing number of businesses offering services ranging from plumbing and electrical work to cleaning and landscaping. This diverse sector provides essential support to households across the nation, contributing significantly to the economy. - read more


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Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.