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Insurance News

Tool Theft Puts Portable Property Cover Back in Focus Tool Theft Puts Portable Property Cover Back in Focus
15 Sep 2026: Paige Estritori

Fresh insurance industry attention on theft from vehicles, job sites and storage areas is a timely reminder for Australian home service operators: tools are not just equipment, they are the business. When a cleaner, gardener, handyman, mobile technician or domestic maintenance provider loses essential gear, the financial hit can extend well beyond the replacement cost. - read more
Latest SME Insurance Insights Put Policy Reviews Back on the Agenda Latest SME Insurance Insights Put Policy Reviews Back on the Agenda
08 Sep 2026: Paige Estritori

The latest small business insurance market commentary has again highlighted a familiar tension for Australian operators: premiums and business costs are under pressure, but the risks facing small enterprises are not standing still. For home service providers, that makes insurance review work more than an annual administration task. - read more
Disaster Resilience Debate Puts Home Service Insurance Back in Focus Disaster Resilience Debate Puts Home Service Insurance Back in Focus
01 Sep 2026: Paige Estritori

Fresh insurance industry attention on disaster resilience is a timely reminder that severe weather is not only a household issue. For Australian home service operators, storms, floods, bushfires and extended power outages can interrupt work quickly, even when the business itself is small, mobile or run from home. - read more
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Business Insurance Articles

The Role of Professional Indemnity Insurance in a Home Services Business
The Role of Professional Indemnity Insurance in a Home Services Business
Professional indemnity insurance is a key consideration for anyone involved in providing services or advice. This type of insurance is designed to protect professionals from claims made against them for negligence, errors, or omissions in the course of their work. - read more
Public Liability Insurance for Home and Domestic Services: What You Should Know
Public Liability Insurance for Home and Domestic Services: What You Should Know
Public liability insurance plays a crucial role for any business operating within the home and domestic services sector in Australia. This type of insurance is designed to cover you in instances where your business activities have caused property damage or personal injury to a third party. Given the nature of home services, where professionals enter clients' homes and interact directly with them and their property, it becomes even more critical. - read more
What Can Affect the Cost of Insurance for a Home Services Business?
What Can Affect the Cost of Insurance for a Home Services Business?
Insurance premiums for home services businesses can vary widely depending on the type of work performed, business size, claims history, cover limits, equipment values, staff, subcontractors and other risk factors. - read more
Identifying Common Risks in the Home Service Industry and How to Mitigate Them
Identifying Common Risks in the Home Service Industry and How to Mitigate Them
The domestic service industry in Australia has been growing steadily, with an increasing number of businesses offering services ranging from plumbing and electrical work to cleaning and landscaping. This diverse sector provides essential support to households across the nation, contributing significantly to the economy. - read more
Tools and Equipment Insurance for Home Services Businesses
Tools and Equipment Insurance for Home Services Businesses
Home services businesses often rely on portable tools, equipment, devices and supplies to operate at clients' properties. This guide explains how tools and equipment insurance may help protect those business assets, what to check in a policy and how to reduce common claim issues. - read more

Knowledgebase
Trauma Insurance:
An insurance that pays a lump-sum amount on the diagnosis of one of several critical illnesses or events