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Domestic Services Insurance Online Articles

Domestic Services Insurance Online recommends the following articles which we hope you find of interest.

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Business Insurance Articles

What Insurance May a Home Services Business Need in Australia?
What Insurance May a Home Services Business Need in Australia?
Home services businesses can face risks involving clients, property, staff, vehicles, equipment and professional advice. This guide explains the main types of insurance Australian operators may want to understand before speaking with a broker. - read more
What Can Affect the Cost of Insurance for a Home Services Business?
What Can Affect the Cost of Insurance for a Home Services Business?
Insurance premiums for home services businesses can vary widely depending on the type of work performed, business size, claims history, cover limits, equipment values, staff, subcontractors and other risk factors. - read more
The Importance of Regular Insurance Policy Reviews for Home Services Business Operators
The Importance of Regular Insurance Policy Reviews for Home Services Business Operators
The home services industry in Australia is vast and encompasses a wide range of services, from plumbing and electrical work to cleaning and landscaping. As this sector continues to grow, it presents unique challenges and risks for those running home service businesses. - read more
Workers Compensation and Subcontractor Insurance Considerations for Home Services Businesses
Workers Compensation and Subcontractor Insurance Considerations for Home Services Businesses
Hiring employees, casual workers or subcontractors can change the insurance responsibilities of a home services business. This guide explains key workers compensation and subcontractor insurance considerations for Australian operators. - read more
Tools and Equipment Insurance for Home Services Businesses
Tools and Equipment Insurance for Home Services Businesses
Home services businesses often rely on portable tools, equipment, devices and supplies to operate at clients' properties. This guide explains how tools and equipment insurance may help protect those business assets, what to check in a policy and how to reduce common claim issues. - read more

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

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Insurance News

Insurance Inquiry Delay Keeps Home Service Cover Questions Live
Insurance Inquiry Delay Keeps Home Service Cover Questions Live
03 Nov 2026: Paige Estritori
A federal parliamentary inquiry into small business insurance has pushed its final report into 2027, extending the wait for recommendations on affordability, availability and whether modern insurance products are keeping pace with small business risk. For domestic and home service operators, the delay is not just a Canberra timetable issue; it keeps unresolved questions about liability, interruption, cyber exposure and regional access on the agenda while everyday renewal decisions continue. - read more
Tool Theft Puts Portable Property Cover Back in Focus
Tool Theft Puts Portable Property Cover Back in Focus
15 Sep 2026: Paige Estritori
Fresh insurance industry attention on theft from vehicles, job sites and storage areas is a timely reminder for Australian home service operators: tools are not just equipment, they are the business. When a cleaner, gardener, handyman, mobile technician or domestic maintenance provider loses essential gear, the financial hit can extend well beyond the replacement cost. - read more
Latest SME Insurance Insights Put Policy Reviews Back on the Agenda
Latest SME Insurance Insights Put Policy Reviews Back on the Agenda
08 Sep 2026: Paige Estritori
The latest small business insurance market commentary has again highlighted a familiar tension for Australian operators: premiums and business costs are under pressure, but the risks facing small enterprises are not standing still. For home service providers, that makes insurance review work more than an annual administration task. - read more
Disaster Resilience Debate Puts Home Service Insurance Back in Focus
Disaster Resilience Debate Puts Home Service Insurance Back in Focus
01 Sep 2026: Paige Estritori
Fresh insurance industry attention on disaster resilience is a timely reminder that severe weather is not only a household issue. For Australian home service operators, storms, floods, bushfires and extended power outages can interrupt work quickly, even when the business itself is small, mobile or run from home. - read more
Why Cyber Risk Now Belongs in Every Home Services Insurance Review
Why Cyber Risk Now Belongs in Every Home Services Insurance Review
25 Aug 2026: Paige Estritori
A fresh industry risk update has again placed cyber incidents among the major threats facing businesses, reinforcing that digital exposure is no longer only a concern for large companies or technology firms. For Australian home service operators, the message is practical: the same systems that make a small business more efficient can also create new insurance and continuity risks. - read more
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Knowledgebase
Professional indemnity:
An insurance that provides cover for liability incurred in the course of exercising a profession.

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