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• Artificial Intelligence: The Foremost Risk for Australian Enterprises

  In a significant shift within the Australian business landscape, artificial intelligence (AI) has ascended to the top of the risk agenda for local enterprises.

• ASIC's 2026 Enforcement Agenda: Implications for the Insurance Industry

  The Australian Securities and Investments Commission (ASIC) has unveiled its enforcement priorities for 2026, placing a significant emphasis on the insurance sector. Key areas of focus include failures in insurance claims and complaints handling, as well as misleading pricing practices that may impact Australians' cost of living.

• Australian Insurers Achieve Robust Profits in Q3 2025

  Australian general insurers have reported a significant after-tax profit of nearly AUD 2.3 billion for the third quarter of 2025, marking an increase from approximately AUD 2.1 billion in the same period of 2024.

• Australian Insurers See Profit Surge in Q3 2025

  In the third quarter of 2025, Australian general insurers reported a significant after-tax profit of nearly AUD 2.3 billion, marking an increase from approximately AUD 2.1 billion in the same period of 2024.

• Navigating the Escalating Insurance Risks for Australian Businesses

  Australian businesses are currently navigating a complex landscape of escalating insurance risks, influenced by factors such as increased litigation, technological advancements, supply chain disruptions, and climate-related events. These challenges necessitate a proactive approach to risk management and insurance coverage.

• Positive Shifts in Australia's D&O Insurance Market in 2025

  The directors and officers' (D&O) insurance market in Australia has experienced a positive shift in 2025, offering more opportunities for well-managed businesses to protect their boards and senior managers.

• Australian Insurers Face Challenges in Risk Preparedness

  Recent findings from the PwC Insurance Banana Skins Survey reveal that Australian insurers are falling behind their global counterparts in terms of risk preparedness. This lag is particularly concerning as the industry faces escalating challenges from cyber threats and the rapid advancement of artificial intelligence (AI).

• Australian Insurers Achieve Record Profits Amid Rising Premiums

  In 2024, Australia's insurance industry reported an after-tax profit of $6.1 billion, a figure that triples the five-year average of $2 billion. This substantial increase is attributed to significant premium hikes and a year characterized by fewer severe weather events.

• Reinsurance: A Pillar of Stability for Australia's Insurance Industry

  Reinsurance serves as a critical component in the Australian insurance landscape, offering capital relief and stabilizing returns for insurers amidst escalating natural disaster claims. A recent report by the Actuaries Institute underscores the indispensable role of reinsurance in maintaining the industry's financial health.

• Rising Insurance Premiums Challenge Australian SMEs

  Small and medium-sized enterprises (SMEs) across Australia are increasingly burdened by soaring insurance premiums, with many facing hikes of 30% or more within a single year. This surge has led some businesses to either reduce their coverage or forgo insurance altogether, exposing them to significant financial risks.

• Upcover's New Management Liability Insurance for SMEs

  Australian insurtech company Upcover has unveiled a new management liability insurance product designed specifically for small and medium-sized enterprises (SMEs) and sole traders. This offering aims to provide comprehensive protection against a range of risks that business owners may encounter.

• QBE Strengthens Cyber Insurance Offerings

  In response to the growing prevalence of cyber threats and increasingly stringent regulations, QBE Insurance has announced a strategic initiative to bolster its cyber insurance capabilities. This move aims to provide brokers and their clients with more robust support in navigating the complex landscape of cyber risks.

• Essential Insurance Coverages for Home-Based Businesses in Australia

  Operating a business from home offers flexibility and cost savings, but it also introduces specific risks that standard home and contents insurance policies may not cover. Understanding the necessary insurance coverages is crucial for protecting your home-based business in Australia.

• The Limitations of Home Insurance for Home-Based Businesses

  Many entrepreneurs assume that their standard home and contents insurance policy will cover their home-based business activities. However, this is often not the case, and relying solely on home insurance can leave significant gaps in coverage.

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• Identifying Common Risks in the Home Service Industry and How to Mitigate Them

  The domestic service industry in Australia has been growing steadily, with an increasing number of businesses offering services ranging from plumbing and electrical work to cleaning and landscaping. This diverse sector provides essential support to households across the nation, contributing significantly to the economy.

• The Importance of Regular Insurance Policy Reviews for Home Services Business Operators

  The home services industry in Australia is vast and encompasses a wide range of services, from plumbing and electrical work to cleaning and landscaping. As this sector continues to grow, it presents unique challenges and risks for those running home service businesses.

• Public Liability Insurance for Home and Domestic Services: What You Should Know

  Public liability insurance plays a crucial role for any business operating within the home and domestic services sector in Australia. This type of insurance is designed to cover you in instances where your business activities have caused property damage or personal injury to a third party.

• The Role of Professional Indemnity Insurance in a Home Services Business

  Professional indemnity insurance is a key consideration for anyone involved in providing services or advice. This type of insurance is designed to protect professionals from claims made against them for negligence, errors, or omissions in the course of their work.