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Discover insurance resources for home services businesses and beyond. Our Resources page at Domestic Services Insurance Online is designed to help you understand insurance options for your business. We provide general information and refer enquiries to participating third-party brokers/providers; we do not select or recommend financial products for you. Whether you are seeking business insurance for domestic services, insurance for home-based businesses, or small business insurance for home services, explore our curated list of resources below.
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A federal parliamentary inquiry into small business insurance has pushed its final report into 2027, extending the wait for recommendations on affordability, availability and whether modern insurance products are keeping pace with small business risk. For domestic and home service operators, the delay is not just a Canberra timetable issue; it keeps unresolved questions about liability, interruption, cyber exposure and regional access on the agenda while everyday renewal decisions continue. - read more
Fresh insurance industry attention on theft from vehicles, job sites and storage areas is a timely reminder for Australian home service operators: tools are not just equipment, they are the business. When a cleaner, gardener, handyman, mobile technician or domestic maintenance provider loses essential gear, the financial hit can extend well beyond the replacement cost. - read more
The latest small business insurance market commentary has again highlighted a familiar tension for Australian operators: premiums and business costs are under pressure, but the risks facing small enterprises are not standing still. For home service providers, that makes insurance review work more than an annual administration task. - read more
Fresh insurance industry attention on disaster resilience is a timely reminder that severe weather is not only a household issue. For Australian home service operators, storms, floods, bushfires and extended power outages can interrupt work quickly, even when the business itself is small, mobile or run from home. - read more
A fresh industry risk update has again placed cyber incidents among the major threats facing businesses, reinforcing that digital exposure is no longer only a concern for large companies or technology firms. For Australian home service operators, the message is practical: the same systems that make a small business more efficient can also create new insurance and continuity risks. - read more
Home services businesses can face risks involving clients, property, staff, vehicles, equipment and professional advice. This guide explains the main types of insurance Australian operators may want to understand before speaking with a broker. - read more
The domestic service industry in Australia has been growing steadily, with an increasing number of businesses offering services ranging from plumbing and electrical work to cleaning and landscaping. This diverse sector provides essential support to households across the nation, contributing significantly to the economy. - read more
Public liability insurance plays a crucial role for any business operating within the home and domestic services sector in Australia. This type of insurance is designed to cover you in instances where your business activities have caused property damage or personal injury to a third party. Given the nature of home services, where professionals enter clients' homes and interact directly with them and their property, it becomes even more critical. - read more
The home services industry in Australia is vast and encompasses a wide range of services, from plumbing and electrical work to cleaning and landscaping. As this sector continues to grow, it presents unique challenges and risks for those running home service businesses. - read more
Hiring employees, casual workers or subcontractors can change the insurance responsibilities of a home services business. This guide explains key workers compensation and subcontractor insurance considerations for Australian operators. - read more
Knowledgebase
Subrogation: An insurance carrier may reserve the "right of subrogation" in the event of a loss. This means that the company may choose to take action to recover the amount of a claim paid to a covered insured if the loss was caused by a third party.
